For Opportunities CU, Energy Efficiency Loans Help Low-Income Individuals Save Money – And Combat Climate Change

February 5, 2025

Opportunities Credit Union is a certified CDFI and low-income credit union focused on improving the financial stability of community members in 220 towns across Vermont. For the past 35 years, Opportunities Credit Union has been providing its members with innovative and affordable loan and deposit programs for credit building and repair, business and home ownership, as well as tailored financial education and Housing and Urban Development-certified housing counseling.

Additionally, for more than 15 years, Opportunities Credit Union has worked alongside a robust network of partners to deploy energy improvement and efficiency loans through its energy loan program. Those partners include Vermont Energy Investment Corporation, Vermont Economic Development Authority, the Vermont Department of Public Service, and many others.

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CNote’s community investment technology connects credit unions to non-member deposit opportunities. A women-led social enterprise on a mission to close the wealth gap in the United States, CNote has made it easier for individuals and large institutions like Mastercard, PayPal and Sierra Club to move deposits into mission-aligned credit unions.

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